CADECO FULL · BAP-12

AML/CFT, Fraud Monitoring & Investigation Cases

CONTROLLED TEST / OBSERVATIONAL ONLY

Compliance monitoring does not execute financial restrictions.
Alerts and cases support human investigation. PEP status is not an adverse determination. Live sanctions/PEP feeds are not implemented in BAP-12.

Automatic account freeze: BLOCKED
Automatic customer blacklisting: BLOCKED
Automatic regulatory report filing: BLOCKED
Production financial execution: NOT AUTHORIZED

Alerts

AML/CFT, fraud, sanctions and PEP indicators require human review.

Investigation cases

Case evidence is immutable. Consequential escalation recommendations require independent maker/checker authorization.

Certified transaction observation

The engine observes BAP-09 cash, BAP-10 financial execution/reversals, and BAP-11 external settlement evidence. It does not post transactions.

Compliance boundaries

Monitoring-rule thresholds are configuration, not inferred statutory law.
Controlled watchlist data requires maker/checker approval.
Live sanctions/PEP feeds are not implemented.
Deterministic exact normalized-name screening only in BAP-12.
PEP status is a risk indicator, not evidence of wrongdoing.
No automatic freeze, blacklist, debit, credit, reversal or regulatory filing.